Business Protection

Business protection is key to insure for the unexpected. It's a way to safeguard your business if something goes wrong. The most valuable asset to any business is its people, without them, a company's survival could be at serious risk.

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Key Person Cover

No matter how large or small your business is, you are vulnerable to losing key staff.

Key person insurance should be tailored around each individual company. There is no “one size fits all”. Many companies have one or two people who have a critical role.

Businesses may be a limited company, a partnership, a sole trader or a corporation. All of these, no matter what their size, rely on key employees for their profitability.

Within any business, however they've been set up, there are always one or more key personnel who are vital to the business. Arranging insurances for key staff is not the most exciting aspect, but may be essential for the livelihood of the business.

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Shareholder And Partnership Protection

It is vital that all partnerships check a suitable shareholder agreement is in place, otherwise your business could suffer.

Many partnerships believe that the business would pass automatically to their fellow partners on their death but this is not necessarily correct.

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